By Accommodation Times News Services
Cabinet gave its approval for launch of “Housing for All by 2022” aimed for urban areas with following four components to States/Union Territories and cities.
a) Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource;
b) Promotion of affordable housing for weaker section through credit linked subsidy;
c) Affordable housing in partnership with Public & Private sectors and
d) Subsidy for beneficiary-led individual house construction or enhancement.
For slum redevelopment central will grant Rs. 1 lakh per house, under the slum rehabilitation programme.
Under the Credit Linked Interest Subsidy component, interest subsidy of 6.5 percent on housing loans availed upto a tenure of 15 years will be provided to EWS/LIG categories, wherein the subsidy pay-out on NPV basis would be about Rs.2.3 lakh per house for both the categories. Central assistance at the rate of Rs.1.5 lakh per house for EWS category will be provided under the Affordable Housing in Partnership and Beneficiary-led individual house construction or enhancement.
All the schemes will be implemented as a Centrally Sponsored Scheme except the credit linked subsidy component, which will be implemented as a Central Sector Scheme and all the houses constructed under the mission would be allotted in the name of the female head of the households or in the joint name of the male head of the household and his wife.
Dimension of the task at present is estimated at 2 crore. Exact number of houses, though, would depend on demand survey for which all States/Cities will undertake detailed demand assessment which will be done by integrating Aadhar number, Jan Dhan Yojana account numbers or any such identification.
A Technology Sub-mission under the Mission would be set up to facilitate adoption of modern, innovative and green technologies and building material for faster and quality construction of houses. The Technology Sub-Mission will also facilitate preparation and adoption of layout designs and building plans suitable for various geo-climatic zones. It will also assist States/Cities in deploying disaster resistant and environment friendly technologies.
The Technology Sub-Mission will coordinate with various regulatory and administrative bodies and with agencies working in green and energy efficient technologies, climate change etc.
The Technology Sub-Mission will also work on the following aspects:
i) Design & Planning
ii) Innovative technologies & materials
iii) Green buildings using natural resources
iv) Earthquake and other disaster resistant technologies and designs.
The Mission will provide technical and financial support in accordance to the Guidelines to the States to meet the challenge of urban housing.
The Mission will also develop a virtual platform to obtain suggestions and inputs on house design, materials, technologies and other elements of urban housing.