By Accommodation Times News Services
As ‘Slums’ is a state subject, it is the primary responsibility of the States to deal with the issues of slum clusters including taking concrete steps to restrict the growth of slum clusters. However, Government of India has started a new scheme Rajiv Awas Yojana (RAY) on 02.06.2011, aimed at making the whole country. Under the Scheme, Central Assistance is extended to States for provision of decent shelter and basic civic and social services for slum redevelopment, and for creation of affordable housing stock. As Stated by Dr. (Ms.) Girija Vyas, Union Minister of Housing & Urban Poverty Alleviation (HUPA).
The Minister further stated that Cities/towns are required to draw up their Slum Free City Plan of Actions (SFCPoAs) for the City to proceed towards the goal of Slum-free Cities/Towns. Preparing of SFCPoAs would include Slum Surveys, Management Information System (MIS), GIS (Geographical information system) Mapping of Slums, MIS-GIS integration and analysis of slums leading to formulation of curative and preventive strategy.
The Minister further stated that the Affordable Housing in Partnership Scheme, is a part of preventive strategy for containment of future proliferation of slums through affordable housing projects taken up under public-private partnerships. As a means of Credit Enablement for urban poor, the Interest Subsidy Scheme for Housing the Urban Poor (ISHUP), provides interest subsidy for housing loans and the Credit Risk Guarantee Fund Trust extends guarantee to the lending agencies for loans given to EWS/LIG persons upto Rs. 5 Lakh without any third party guarantee or collateral security, the Minister added.